Closed in 7 days.
Not 30.

Top-tier lenders. Verified files. A team that answers.

  • Verified before the offer
  • Priced across top lenders
  • Updates at every step
  • Available 7 days a week
Text us now

We respond fast. (206) 861-5626

Purchase loanContract to keysClosed
7days
  1. Day 1Rate locked
  2. Day 2File verified and submitted
  3. Day 3Appraisal in
  4. Day 5Clear to close
  5. Day 7Keys in hand

Three ways to get started

Pick the one that fits. Every path ends with a real quote, usually the same day.

  1. Call or text usTell us what you’re working on. We’ll answer and send your numbers.Text (206) 861-5626
  2. Get prequalifiedAbout 10 minutes online. No hit to your credit.Get prequalified
  3. Apply nowReady to go? Start the full application and we’ll take it from there.Apply now
7 daysFastest close, contract to keys
99.9%Of our approved loans close
21 yearsClosing Washington loans
VIPEvery client. Every file.

Top-tier pricingfrom the best lenders

  • PennyMac TPO
  • Rocket Pro
  • Freedom Mortgage
  • Averra Financial
  • Orion Lending
  • Newfi Wholesale

Easy file or tough one. We close it.

One application, priced at several lenders, by a loan officer who has seen every situation.

A-paper, fastStrong credit and W-2 income. Best-in-market pricing and a close in as little as 7 days.
Credit challengesFHA from 580, recent credit events, thin files. We know which lender says yes.
Self-employedTax returns that don’t tell the whole story. Bank statement and non-QM options.
Jumbo, VA, investorsJumbo loans, 0% down VA, and DSCR loans that qualify on the rent.
Enrique Pelayo Jr., owner of Mortgage Lending Group
Enrique Pelayo Jr., AMPOwner, NMLS #131435. English and Español.

What VIP service looks like here

Not a call center. Not a portal you chase. One team that owns your loan from the first call to the keys, and after.

  • A direct lineYou reach your loan officer, not a queue. Evenings and weekends too.
  • Updates before you askA clear status at every milestone, for you and your agent.
  • Every cost explainedYour full fee worksheet before you commit, walked through line by line.
  • We stay after closingRate alerts for the life of your loan and a yearly check-in.

From first text to keys in 7 days

Our fastest timeline. Many loans take longer depending on the loan, the property and third parties.

  1. Day 1Quote and prequalificationYour quote the same day, prequalified online in about 10 minutes.
  2. Days 1–2Documents and lockUpload from your phone. We verify, submit and lock your rate.
  3. Days 2–5Underwriting and appraisalWe clear every condition the same day it comes in.
  4. Day 7Sign and get your keysClear to close, documents out, funded.

For realtors: offers backed by a lender that closes

Files verified up front, letters at the exact offer price, and a call to the listing agent on every offer.

Same dayPrequalification letters at the exact offer price
7 daysFastest close we’ve delivered, contract to keys
We callThe listing agent on every offer to vouch for your buyer
LiveStatus updates for you and your buyer, start to close

Send us your next buyer.

Verified files, on-time closings and updates at every step. Your client is in good hands.

99.9% is based on approved loans since 2005; one approved loan, a refinance, did not close. A 7-day close is our fastest, not typical for every loan. Lender logos are trademarks of their owners, used with permission.

Call usGet prequalified

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(206) 861-5626

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