Your mortgage guidance
Mortgage Loan OriginatorHelping borrowers explore purchase, refinance, and home-equity financing with a personal, practical approach.
NMLS #131435 · View profile ↗Self-employed mortgage options · Plan your first purchase · Compare a refinance
← Mortgage Lending Group homeMeet Enrique
MORTGAGE LENDING GROUP LLC · GREATER SEATTLE
Meet Enrique
Pelayo Jr, AMP.
Mortgage Lending Group LLC · Greater Seattle area · English & Spanish
Your home is personal.
Your financing should start with a conversation.
Enrique Pelayo Jr, AMP, NMLS #131435, is a mortgage loan originator with Mortgage Lending Group LLC in Edmonds, Washington. Working in mortgages since 2005, he helps buyers and homeowners in Seattle, King and Snohomish counties compare purchase, refinance and home-equity options in English and Spanish. His Accredited Mortgage Professional designation is issued by the Mortgage Bankers Association.
Checking availability…
Ask Enrique Send me a text, voice or video message. I’ll personally get back to you.
Enrique Pelayo Jr, AMP · NMLS #131435
English & Spanish · Based in Edmonds
English & Spanish · Based in Edmonds
In your corner.
Explore my AMP credential 20+ yearsMortgage & real estate experience
Broker-ownerMortgage brokerage leadership history
Greater SeattleKing & Snohomish counties
English & SpanishConversations in your language
A CLEAR PATH. CONTINUED SUPPORT.
For your next move.
And the life after it.
Understand the decisions ahead and the support you can plan on along the way.
Before you commit
Discuss your goals
A comfortable payment, cash on hand, your timeline. We start with what matters to you.
Consider the options
Compare financing choices side by side, including keeping your current mortgage when that fits best.
Check costs & break-even
Look at fees, points and total costs over your timeline—not just the monthly payment.
Explore break-evenWhat to know
For a refinance or paid discount points, compare the upfront cost with the expected benefit and how long you plan to keep the loan.
From your decision to your first payment
Choose when to lock
Review pricing, lock length and extension costs against your closing date and comfort with rate changes.
What to know
A lock protects specified terms for a limited time, subject to its conditions. Timing cannot guarantee the lowest available rate.
Close with a clear picture
Review the final numbers and remaining steps together. Know what is due, when and to whom.
Follow up on payment one
Check your first due date, servicer details and payment setup so you know what happens after closing.
As your life and goals change
Build a savings routine
Explore autopay and optional extra-principal payments that fit your budget and could reduce interest.
What to know
Autopay alone does not reduce interest. Set it up with your servicer; confirm how extra payments reach principal, any fees or prepayment terms, and that the amount leaves room for your other priorities.
Revisit about every six months
Agree on a check-in to revisit your goals, current loan and available options—or reach out sooner when life changes.
What to know
A lower advertised rate is a starting point for a comparison. Include closing costs, the new loan term and break-even before deciding whether a change is worthwhile.
Your priorities lead.
We help you make the next decision.
THE EXPERIENCE I BRINGThe financing.
The financing.
The property.
The bigger picture.
Buying a home, refinancing, or using your equity is a decision that reaches beyond a rate. I help you connect the loan to your budget, the property, and what you want the next chapter of your life to look like.
I founded Mortgage Lending Group LLC. Being a broker-owner gave me experience with the responsibilities behind a mortgage transaction, as well as the conversations that matter most to the people buying and refinancing homes.
I represent Mortgage Lending Group LLC for mortgage services. From our Edmonds office, I help buyers and homeowners throughout the Greater Seattle area, including King and Snohomish counties.
Whether you’re a first-time buyer, an experienced homeowner, or a property investor, my approach starts in the same place: listen to your goals, make the numbers understandable, and help you evaluate your options.
Verify my NMLS recordMY PROFESSIONAL ROLES
A foundation built through experience.
Greater Seattle area
Based in Edmonds, WashingtonHelping buyers and homeowners in King and Snohomish counties compare mortgage choices and plan their next step.
Ask Enrique ↗Mortgage Lending Group LLC
Founder & Broker-ownerExperience building and leading a mortgage brokerage, informing the perspective I bring to borrowers today.
Professional background ↗ISSUED BY THEMortgage Bankers Association
Earned
EDUCATION YOU CAN VERIFYWhat does AMP
01 02 03
What does AMP
mean for you?
AMP stands for Accredited Mortgage Professional. MBA awards the designation to graduates of its three-course School of Mortgage Banking. My public Credly record confirms the designation and its issue date.
A broader mortgage education
The program’s listed skills include mortgage production, secondary markets, pricing strategies, and market risk.
A commitment to professional standards
The designation recognizes education and professionalism, with ethics and regulatory compliance among its listed skills.
Something you can check yourself
See the issuer, earning requirements, and my individual record through the links below.
AMP is a professional education designation. Loan eligibility and approval depend on the lender’s review of your application.
CLIENT EXPERIENCES · ENRIQUE PELAYO JR
The experience on the other side.
Google4.9 / 543 reviews · View source ↗Zillow5.0 / 515 reviews · View source ↗
Ratings shown separately, checked . Visit each source for current ratings and all reviews.
Google · Review excerpt
“incredibly transparent from the start.”
Google · Review excerpt
“professional, knowledgeable, and always available whenever we had questions.”
Google · Review excerpt
“Enrique made my mortgage refinance incredibly easy to navigate.”
Zillow · Review excerpt
“respectful, knowledgeable and highly effective”
Zillow · Review excerpt
“very responsive”
Zillow · Review excerpt
“both knowledgeable and honest.”
Selected excerpts about Enrique’s work, checked September 26, 2026. Experiences reflect their original dates and may predate the current company affiliation. Individual results vary.
A first home. A fresh plan.
A conversation worth having.
Bring your questions. We’ll work through your options together.
PUT EXPERIENCE TO WORK
Start with the decision in front of you.
Compare broker and lender offers · Evaluate a refinance · Understand home-equity choices
These educational resources explain the questions we can work through together. For your own scenario, ask Enrique directly.