Today’s mortgage rates in Washington

Every rate for your numbers, from today’s lender pricing. Change any answer and the rates update.

Your numbers

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Payment is principal and interest only. Points and credits are shown as a percent of the loan and in dollars. Rates change through the day; your rate depends on your full application. Not a commitment to lend.

Benchmark rates for November 9, 2026

Rates below are from our lenders' current rate sheets for a $600,000 loan on a $750,000 King County home, 760 credit, 30-day lock, showing the lowest rate with no points to pay. Use the tool on this page to price your own scenario.

ProgramRateAPRPoints / creditP&I / moRate / APR with up to 1 pt
30-Year Fixed6.750%6.790%$3,000 credit$3,8926.490% / 6.637%
20-Year Fixed6.500%6.562%$750 credit$4,4736.250% / 6.452%
15-Year Fixed6.125%6.201%$750 credit$5,1045.750% / 6.001%
FHA 30-Year6.250%6.826%$582 credit$3,7595.990% / 6.647%
VA 30-Year6.375%6.533%$1,758 credit$3,7905.990% / 6.274%
Jumbo 30-Year6.875%6.898%$3,024 credit$8,8696.500% / 6.636%

Rates change during the day as lenders reprice. APR includes each lender's fees. Payment is principal and interest only; the fee worksheet in the rate tool adds taxes, insurance and any mortgage insurance. Our compensation is built into every rate shown.

How these rates are set

One application, priced at several lenders.

We are a wholesale broker. Your loan is priced at several wholesale lenders at once, and you see each option with points, credits and the monthly payment. Our compensation is already inside the rate shown.

Your quote uses your county's loan limits, and the fee worksheet adds your county's property taxes, insurance and any mortgage insurance, so you see the full monthly payment and cash to close.

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Enrique Pelayo Jr., AMPOwner, Mortgage Lending Group
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