Loan Factory
Mortgage Loan OriginatorHelping borrowers explore purchase, refinance, and home-equity financing with Loan Factory.
NMLS #131435 · View profile ↗← Your mortgage homeMeet Enrique
MORTGAGE KNOWLEDGE. REAL ESTATE PERSPECTIVE.
Meet Enrique
Pelayo Jr, AMP.
Your home is personal.
Your financing should start with a conversation.
More than two decades in mortgages and real estate. Experience leading my own brokerages. A commitment to helping you understand the choices in front of you.
Mortgage NMLS #131435
Loan Factory · Washington, Idaho & Indiana
Loan Factory · Washington, Idaho & Indiana
In your corner.
Explore my AMP credential 20+ yearsMortgage & real estate experience
Broker-ownerMortgage brokerage leadership history
Designated brokerOwner of The Broker Team
English & SpanishConversations in your language
THE EXPERIENCE I BRINGThe financing.
The financing.
The property.
The bigger picture.
Buying a home, refinancing, or using your equity is a decision that reaches beyond a rate. I help you connect the loan to your budget, the property, and what you want the next chapter of your life to look like.
Before joining Loan Factory, I founded and led Mortgage Lending Group LLC. Being a broker-owner gave me experience with the responsibilities behind a mortgage transaction, as well as the conversations that matter most to the people buying and refinancing homes.
I also own The Broker Team, my Washington real estate firm, where I serve as designated broker. Working across mortgage financing and real estate helps me see how the pieces of a transaction fit together and explain the questions worth asking along the way.
Whether you’re a first-time buyer, an experienced homeowner, or a property investor, my approach starts in the same place: listen to your goals, make the numbers understandable, and help you evaluate your options.
My professional Loan Factory profileMY PROFESSIONAL ROLES
A foundation built through experience.
The Broker Team
Owner & Designated BrokerLeading my own Washington real estate firm, with responsibility for the brokerage and its real estate practice.
Explore The Broker Team ↗Mortgage Lending Group LLC
Founder & Broker-ownerExperience building and leading a mortgage brokerage, informing the perspective I bring to borrowers today.
Professional background ↗ISSUED BY THEMortgage Bankers Association
Earned
EDUCATION YOU CAN VERIFYWhat does AMP
01 02 03
What does AMP
mean for you?
AMP stands for Accredited Mortgage Professional. MBA awards the designation to graduates of its three-course School of Mortgage Banking. My public Credly record confirms the designation and its issue date.
A broader mortgage education
The program’s listed skills include mortgage production, secondary markets, pricing strategies, and market risk.
A commitment to professional standards
The designation recognizes education and professionalism, with ethics and regulatory compliance among its listed skills.
Something you can check yourself
See the issuer, earning requirements, and my individual record through the links below.
AMP is a professional education designation. Loan eligibility and approval depend on the lender’s review of your application.
IN CLIENTS’ OWN WORDS
4.9on GoogleThe experience on the other side.
43 reviews · Checked Sep 8, 2026
“professional, knowledgeable, and always available whenever we had questions.”
“incredibly transparent from the start.”
“Enrique made my mortgage refinance incredibly easy to navigate.”
Selected excerpts from Enrique’s Google Business profile, checked September 8, 2026. Review ages are Google’s labels at that time. Some experiences predate his move to Loan Factory. See the full range of reviews on Google ↗
A first home. A fresh plan.
A conversation worth having.
Bring your questions. We’ll work through your options together.