01
Dual income opportunities
Add mortgage origination to your real estate business, with the opportunity to earn real estate commissions and compensation for mortgage origination services you actually perform on eligible transactions.
For real estate professionals · Realtor–MLO partnership
Your relationships.
A broader way to serve.
Add licensed mortgage origination to your real estate business with Mortgage Lending Group LLC. Explore another income opportunity, stay closer to the financing process, and support clients from their home search through closing and beyond.
Active MLO licensing and approved sponsorship by Mortgage Lending Group LLC are required before origination or access to included partner services. Restrictions apply.
Tell us how we can help
Start with a conversation. See what we handle
Their next chapter begins with your guidance.
01Your relationships. Your goals.
02Support shaped around you
03A go-to financing contact
04A competitive edge, built in
The value proposition
More ways to serve. More room to grow.
02
More transaction visibility
Take a more direct role in financing conversations, document coordination, and next steps, helping you identify potential delays earlier and keep clients informed.
03
Deeper client relationships
Stay connected from home search and financing through closing and future homeownership decisions, with useful tools and permission-based follow-up.
04
A competitive edge
Differentiate your business with coordinated real estate and mortgage support, co-branded websites, listing resources, and a shared borrower and Realtor portal.
Active MLO licensing and approved sponsorship by Mortgage Lending Group LLC are required. Dual-role participation and compensation are subject to applicable law, required disclosures, brokerage and lender or loan-program rules, and the written agreement. Borrowers are free to choose another mortgage provider. No guaranteed income or closing timeline. Restrictions apply.
The work, together
You lead. We’re here to help.
Your expertise and relationships set the direction. We help connect financing guidance, offer planning, and the details behind each transaction, with support shaped around your business.
Make room for more informed financing conversations.
- Guidance on financing scenarios
- Offer planning and financing trade-offs
- Coordinated next steps for active transactions
You leadYour clients’ goals and the relationship you’ve built.
We supportA go-to financing contact and scenario guidance.
Included partner services
Co-branded Realtor websites, property landing pages and walk-through videos, and a co-branded borrower and Realtor portal.
Included at no additional cost for approved, actively licensed MLOs sponsored by Mortgage Lending Group LLC. Services are subject to the written participation agreement and program restrictions. Compensation is for actual mortgage origination services performed, not referrals.
Client tools
Open the live resources.
The model
See the numbers clearly.
Illustrative compensation for actual licensed origination services—not a promise of income.
$2,500$20,000
Originator share · 80%$8,000
Company share · 20%$2,000
Administration− $895
Processing− $500
Illustrative payout
Administration and processing fees deducted from the originator’s 80% share after the split.
Written agreement controls eligible compensation, fee allocation, and final terms. Excludes taxes and other agreed expenses.
Value after closing
Stay their first call.
A branded homeowner report gives you a useful reason to reconnect—so the relationship keeps growing after closing.
Homeowner report · Your name + brokerage
Your client’s home. Your ongoing relationship.
Review estimated home value and equity as a starting point for future plans.
A conversation starter: “Has anything changed in what you want your home to do for you?”
Your branding and contact details stay visible. We support the financing conversation.
Tell us which state you work in so we can discuss the support available for your market. An applicable active MLO license and approved sponsorship by Mortgage Lending Group LLC are required before origination or access to included partner services. Services are subject to the written participation agreement and program restrictions. Borrowers remain free to choose another provider; compensation is for actual mortgage origination services performed, not referrals.
A clear path to getting started
Your Washington licensing roadmap.
Exploring a second license? Start here. Already licensed? We can review your current status and sponsorship needs before you enroll in additional courses.
Step 1
Start with your NMLS record
Create an individual NMLS account, or use your existing ID. Review Washington’s application checklist and discuss sponsorship fit with us.
Step 2
Choose approved pre-licensing education
The SAFE baseline is 20 hours: 3 federal law, 3 ethics, 2 nontraditional mortgage lending, and 12 electives. Washington requires 22 total hours, including 4 hours of Washington law. Have your NMLS-approved provider confirm a course package that satisfies both.
Step 3
Complete the coursework and SAFE test
Finish the required lessons and course assessments, confirm your education is recorded in NMLS, and pass the required SAFE MLO test. Course completion alone does not authorize origination.
Step 4
Submit your license application
Apply through NMLS, complete the required background and credit authorizations, provide fingerprints and requested documents, and pay the applicable application and processing fees.
Step 5
Obtain approved company sponsorship
Grant Mortgage Lending Group LLC access to your NMLS record so we can request sponsorship if approved for our program. Wait for an active license and approved sponsorship before originating or receiving included partner services.
Step 6
Complete onboarding and stay current
Review the written compensation agreement, required disclosures, brokerage permissions, and lender or program restrictions. Maintain your license through required continuing education and renewals.
Education, testing, licensing, and renewal costs are separate from the included partner services. Confirm current requirements and course credit with DFI, NMLS, and your education provider. Licensing and sponsorship approval are not guaranteed.
Understand the boundaries
Two roles. Clear responsibilities.
The opportunity comes with real work, licensing, and disclosure obligations. Here are the distinctions to understand before participating.
RESPA Section 8 prohibits referral kickbacks and unearned settlement-service fees. Compensation for additional settlement services must reflect actual, necessary work distinct from your real estate services, with payment reasonably related to its value. An MLO license alone does not make a payment permissible.
Our program compensates actual mortgage origination services, not referrals. Included websites, videos, and portal services are for approved, actively licensed MLOs sponsored by Mortgage Lending Group LLC under the written participation agreement; they are not rewards for referring clients.
Read the CFPB’s RESPA ruleGeneral program education, not legal advice or a determination that any particular transaction is permitted. Review your circumstances with company compliance and your brokerage. Requirements checked October 1, 2026. Restrictions apply.
Start with a conversation
We’d be grateful to be part of your team.
Tell us about your goals and where you are in your licensing journey. We’d welcome the chance to learn how we can support your work.
