Every rate for your numbers, from today’s lender pricing. A lower rate costs points; a higher rate pays you a credit. Compare them side by side and pick the one that fits.
A lower rate costs points at closing. A higher rate pays you a lender credit toward your costs. Pick the trade-off that fits how long you’ll keep the loan.
Payment is principal and interest only. Points and credits are shown as a percent of the loan and in dollars. Rates change through the day; your rate depends on your full application. Not a commitment to lend.
Rates below are from our lenders' current rate sheets for a $600,000 loan on a $750,000 King County home, 760 credit, 30-day lock, showing the lowest rate with no points to pay. Use the tool on this page to price your own scenario.
| Program | Rate | APR | Points / credit | P&I / mo | Rate / APR with up to 1 pt |
|---|---|---|---|---|---|
| 30-Year Fixed | 6.875% | 6.915% | $2,250 credit | $3,942 | 6.625% / 6.759% |
| 20-Year Fixed | 6.750% | 6.802% | $3,000 credit | $4,562 | 6.500% / 6.672% |
| 15-Year Fixed | 6.250% | 6.346% | None | $5,145 | 6.000% / 6.234% |
| FHA 30-Year | 6.490% | 7.062% | $2,466 credit | $3,855 | 6.250% / 6.890% |
| VA 30-Year | 6.490% | 6.664% | $222 credit | $3,836 | 6.250% / 6.487% |
| Jumbo 30-Year | 6.875% | 6.898% | $2,862 credit | $8,869 | 6.500% / 6.626% |
Rates change during the day as lenders reprice. APR includes each lender's fees. Payment is principal and interest only; the fee worksheet in the rate tool adds taxes, insurance and any mortgage insurance. Our compensation is built into every rate shown.
How these rates are set
We are a wholesale broker. Your loan is priced at several wholesale lenders at once, and you see each option with points, credits and the monthly payment. Our compensation is already inside the rate shown.
Your quote uses your county's loan limits, and the fee worksheet adds your county's property taxes, insurance and any mortgage insurance, so you see the full monthly payment and cash to close.
Get a free quote with today’s lender pricing: rate, payment and every closing cost, in about a minute.
Get a free quoteMeet Enrique
Enrique Pelayo Jr., AMP, owner of Mortgage Lending Group, on what to expect: a written quote with rate, APR, points, fees and payment, and a rate alert if today's number isn't right for you.
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