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HOME LOANS. PERSONAL GUIDANCE.

Our mortgage brokers.
On your side, from the start.

Good guidance starts with someone who listens. Get to know Enrique and Reece—two dedicated professionals who bring care, clarity and a personal commitment to your next move.

Based in Edmonds. Here for Seattle and the surrounding communities.

Enrique Pelayo Jr

Mortgage Loan Originator

Enrique Pelayo Jr AMP

NMLS #131435

Experience that sees the whole picture.

With mortgage experience since 2005 and the Accredited Mortgage Professional designation, Enrique brings depth, perspective and a personal touch to your financing decisions.

His mortgage and real estate background helps connect the details that matter: your home, your comfortable payment and your longer-term goals. He offers clear, thoughtful guidance in English and Spanish.

  • Mortgage experience since 2005
  • Accredited Mortgage Professional
  • English & Spanish guidance

Local mortgage guidance: Seattle · Bellevue

Ask Enrique Meet Enrique
Reece Merkley

Mortgage Loan Originator

Reece Merkley

NMLS #1162837

Thoughtful planning. Personal attention.

Reece takes a practical, people-first approach to home financing, helping you turn a purchase, refinance or investment goal into a plan you can understand and feel comfortable discussing.

From your starting budget to down payment and closing costs, his focus is on making the numbers clear and the next step approachable. You can reach Reece directly with questions as your plans take shape.

  • Home purchase & refinance planning
  • Investment property financing
  • Direct, personal communication

Liberty Lake & Spokane-area mortgage guidance

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WHAT YOU CAN EXPECT FROM US

Your goals set the direction.

A person you can reach

Choose your advisor and ask questions directly, from an early idea to a specific loan comparison.

The numbers, explained

Understand payment, points, fees and cash needed at closing so you can weigh your options.

Room to make your decision

Talk through the trade-offs and next steps at a pace that fits your plans.

CLIENT EXPERIENCES · ENRIQUE PELAYO JR

Clients on working with Enrique

Explore client reviews →
Google · Review excerpt
“professional, knowledgeable, and always available whenever we had questions.”
Kirandeep KaurHome-loan guidance with Enrique and Ethan ChauGoogle displayed “a month ago” at our checkRead this Google review ↗
Google · Review excerpt
“incredibly transparent from the start.”
Jan SobotkaUnderstanding estimates and final disclosuresGoogle displayed “7 months ago” at our checkRead this Google review ↗

Selected excerpts about Enrique’s work, checked September 26, 2026. Experiences reflect their original dates and may predate the current company affiliation. Individual results vary.

A CLEARER NEXT STEP

Have questions? Start with a conversation.

You don’t need to have everything figured out. Choose Enrique or Reece above, or bring us a Loan Estimate you’d like help understanding.

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