Our mortgage brokers. On your side, from the start.
Home loans. personal guidance.
Good guidance starts with someone who listens. Get to know Enrique and Reece—two dedicated professionals who bring care, clarity and a personal commitment to your next move.
Based in Edmonds. Here for Seattle and the surrounding communities.

Mortgage Loan Originator
Enrique Pelayo Jr AMP
NMLS #131435
Experience that sees the whole picture.
With mortgage experience since 2005 and the Accredited Mortgage Professional designation, Enrique brings depth, perspective and a personal touch to your financing decisions.
His mortgage and real estate background helps connect the details that matter: your home, your comfortable payment and your longer-term goals. He offers clear, thoughtful guidance in English and Spanish.
- Mortgage experience since 2005
- Accredited Mortgage Professional
- English & Spanish guidance
Local mortgage guidance: Seattle · Bellevue
Ask Enrique → Meet Enrique →
Mortgage Loan Originator
Reece Merkley
NMLS #1162837
Thoughtful planning. Personal attention.
Reece takes a practical, people-first approach to home financing, helping you turn a purchase, refinance or investment goal into a plan you can understand and feel comfortable discussing.
From your starting budget to down payment and closing costs, his focus is on making the numbers clear and the next step approachable. You can reach Reece directly with questions as your plans take shape.
- Home purchase & refinance planning
- Investment property financing
- Direct, personal communication
Liberty Lake & Spokane-area mortgage guidance
Ask Reece → Meet Reece →What you can expect from us
Your goals set the direction.
A person you can reach
Choose your advisor and ask questions directly, from an early idea to a specific loan comparison.
The numbers, explained
Understand payment, points, fees and cash needed at closing so you can weigh your options.
Room to make your decision
Talk through the trade-offs and next steps at a pace that fits your plans.
Client experiences · enrique pelayo jr
Clients on working with Enrique
Explore client reviews →“professional, knowledgeable, and always available whenever we had questions.”
“incredibly transparent from the start.”
Selected excerpts about Enrique’s work, checked September 26, 2026. Experiences reflect their original dates and may predate the current company affiliation. Individual results vary.
A clearer next step
Have questions? Start with a conversation.
You don’t need to have everything figured out. Choose Enrique or Reece above, or bring us a Loan Estimate you’d like help understanding.
Review my Loan Estimate → Explore our guides & tools →Compare lenders with one application
Or call or text a licensed loan officer at (206) 861-5626.

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