Whether we’ve worked together or simply talked, I’m glad we connected. Here’s a quick look at homes and financing—and what to keep in mind as your plans take shape.
Enrique Pelayo Jr, AMPMortgage broker & real estate designated brokerA little about me
A little room for what comes next.
A LITTLE PERSPECTIVE
The market, in a minute.
MORTGAGES
Look at the whole cost.
Freddie Mac’s national 30-year fixed average rose to 7.28% on October 1, from 7.03% the week before. Compare written quotes on the same day, including fees and points—not just the rate.
Historical national survey average, not an APR, Seattle quote or MLG offer.
NWMLS reported 22% more active listings in August than a year earlier across its service area. More choice can help your search, but the right next step still depends on the home, neighborhood and payment that fit your life.
August 2026 regional data, not Seattle-only. Conditions vary by property and price range.
A useful place to start: a payment that leaves room for the rest of your life.
WHENEVER YOU NEED A HAND
You don’t need a finished plan.
A home caught your eye? Wondering about your current mortgage? Already have a quote? I’m happy to talk it through. Thank you for staying connected—I look forward to being of service whenever the time is right for you.
Preferred Sources: Open Google, sign in if prompted, and select mortgagelending.us. This is a personal search preference, not a subscription, loan application or Google endorsement. You can change it at any time.
Reviews: If you’ve had an experience with us, choose your own rating and share it in your own words. All honest feedback is welcome. Reviews are public; leave out private loan details and other people’s personal information.
Sources, credentials & image information
This is a dated educational snapshot, not a live feed or prediction. The rates and housing reports cover different periods, shown above. National averages do not determine your eligibility or pricing. Market summary prepared with AI assistance for Mortgage Lending Group LLC; no personal review is implied.
Mortgage services: Enrique Pelayo Jr, AMP · NMLS #131435 · Mortgage Lending Group LLC · CL-1157983. Real estate services: The Broker Team · WA DOL #19547 · Designated Broker #25463. Office: 123 2nd Ave S, Suite 230, Edmonds, WA 98020.
Living-room image created with AI for illustration; it is not a listing or a client’s home.