THE MORTGAGE UPDATE DESK
Official sources, clear dates, and a practical next step for Seattle-area buyers and homeowners. Each update links to its sources and shows when they were checked. We focus on meaningful changes, not filler.
Fannie Mae’s October 7 announcement changes employment-verification flexibility and income documentation. Most changes apply immediately; the K-1 verification provision starts with December 2 applications.
Read the update →Fannie Mae updated its VantageScore 4.0 lender letter on September 30, 2026 and aligned its credit-score price-adjustment grids across Classic FICO and VantageScore 4.0 for specified loan deliveries beginning October 1, 2026.
Read the update →Fannie Mae revised its September 2 rental-income announcement on September 23: lenders must apply the restructured rules to applications dated December 1, 2026 or later, though they may adopt them earlier.
Read the update →As of September 26, 2026, FHFA’s official loan-limit page lists 2026 values. It does not yet provide a published 2027 county-limit table.
Read the update →Updates explain a dated development or source check. Our Answers hub explains ongoing questions, and affected answers are refreshed when the rules change. Read our editorial standards.