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Planning check

Planning for 2027? FHFA still lists 2026 conforming loan limits

As of September 26, 2026, FHFA’s official loan-limit page lists 2026 values. It does not yet provide a published 2027 county-limit table.

FHFA — Conforming Loan Limit Values ↗

What this means for your plan

This is a check of the current official source, not an announcement of new limits. Do not relabel a 2026 amount as a 2027 limit or use a forecast as a published agency value.

If your purchase may close in a different year, ask your lender which limit will apply to the transaction and when its products will reflect an official change. Keep the county, unit count, loan amount, and program together when comparing options.

For current planning, use our existing 2026 county-limit guide. When FHFA publishes a 2027 table, we will verify the relevant counties, distinguish the announcement date from the applicable year, and update affected guides and answers.

Your next step

Keep a financing comparison based on published rules, and ask your lender to confirm the applicable year before relying on a limit.

Related guidance

Educational information, not a rate quote or loan approval. Confirm current program and lender requirements for your transaction.

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