Thurston COUNTY · WASHINGTON
Mortgage Broker in Olympia, WA
An Olympia mortgage budget should reflect the home as it is documented, not only how a listing describes it. Use the county parcel lookup and the city's public permit center to identify questions about the exact address before assigning value to finished space or a future project.
Mortgage Lending Group LLC serves Olympia from 123 2nd Ave S, Suite 230, Edmonds, WA 98020. Enrique Pelayo Jr, AMP · NMLS #131435 · English & Spanish.
Educational guidance · Updated 2026-10-03 · Our content standards
MORE THAN TWO DECADES OF EXPERIENCE
Enrique Pelayo Jr, AMPFounder of Mortgage Lending Group LLC. Personal guidance for home purchases, refinancing and equity decisions, in English and Spanish. Serving Seattle and nearby communities from Edmonds.
NMLS #131435 · Mortgage Lending Group LLC · CL-1157983
What does the AMP designation mean?
AMP stands for Accredited Mortgage Professional. The Mortgage Bankers Association awards this designation to graduates of its three-course School of Mortgage Banking. It represents additional professional education in the mortgage business.
That education complements Enrique’s hands-on experience explaining costs, choices and the mortgage process. The designation is separate from a state license and does not guarantee approval or a particular rate.
View Enrique’s AMP credential ↗ · MBA program requirements ↗BEFORE YOU CHOOSE A LOAN
Verify the record before relying on the feature
Match the listing address to the Thurston County parcel record, then search Olympia's public permit center for permits, status and available documents. These records are starting points, not an inspection, appraisal or promise that a use is allowed today. If your offer depends on converted space, an addition or a future project, confirm the current record with the responsible office and keep a separate repair or approval contingency.
Does a room shown in an Olympia listing count automatically for appraisal or financing?
No. A lender or appraiser may treat space differently based on its condition, permitted use and supporting records. Search the property and permit records, then ask your loan officer how the documented feature affects the financing before relying on it.
Research the exact Olympia property before relying on finished space
Thurston County's property lookup accepts an address or parcel number and links to parcel information. Olympia's public permit center provides access to permit status, inspection requests, public notices and available reference documents, and it allows the public to search permit records without treating a listing description as the controlling record.
Before you commit: Match the address to the county parcel, then search the city permit center for the feature or work that matters to your decision. Ask the responsible office about missing, unclear or open records, and ask your loan officer how the documented space will be treated before increasing an offer, reducing contingencies or counting on a future project.
City of Olympia permit records and public documents ↗Source checked 2026-10-03 · Source publication date not provided. This is planning guidance, not a new-policy announcement.
Compare mortgage rates and assistance in Olympia
Use the same property details, down payment and lock period when comparing Seattle and Washington mortgage rates. Include taxes, insurance, mortgage insurance and any association dues in your budget.
Considering help with closing cash? Read the WSHFC Home Advantage guide and ask a Commission-trained lender to confirm eligibility and participation. Assistance is a separate obligation; compare the repayment terms alongside the first mortgage.
MAKE IT YOURS
Does the monthly cost fit your life?
Put an actual Olympia property alongside your comfort limit. Use a lender estimate for principal, interest and mortgage insurance; add the costs it may leave out.
Fill in all six amounts to see the comparison. Enter 0 only for costs that do not apply.
Planning only. This does not calculate a mortgage payment or determine approval. Estimates can change. These inputs stay in this page and are not submitted or saved.
ALREADY OWN IN OLYMPIA?
Your next move might be staying put.
Before using equity for an addition or conversion, search the existing permit record, ask which approvals apply now, and compare written project costs plus a contingency reserve with the financing cost. Do not assume the project or its future value will qualify as planned.
The sample uses fictional numbers. A home-value estimate is not an appraisal, and equity is not automatically available to borrow.
Check the details at the source.
- City of Olympia online permit center ↗ — starting point for city services and property questions; a mailing address does not establish jurisdiction.
- CFPB: compare loan offers ↗ — compare the full terms and costs.
- Washington Commerce: homeownership resources ↗ — independent assistance and counseling resources.
These resources are independent of Mortgage Lending Group LLC. They do not endorse this guide. Availability, eligibility and property rules require current confirmation.
Explore more of South Sound.
Seattle mortgage broker: loan limits, buyer programs and payment planning →
This is a service-area guide, not a branch-office listing. Mortgage services are provided through Mortgage Lending Group LLC. Educational planning is not a rate quote, commitment, approval or individualized tax or legal advice. Rates, costs, eligibility and values vary. Professional background and licensing.